Taking Care of Your Car With a Credit Card

You can do everything right with your car and still wind up suffering from a roadside emergency one day. When that happens, the cost could be hundreds or even thousands of dollars to get you back on the road.

If you don’t have that kind of cash sitting around, you might be tempted to take a high-percentage offer from a payday loan vendor to pay the expense, but that could be a very costly decision.

Did you know that there are credit cards specifically designed to help you deal with a roadside emergency? Let these options help get your car, truck, or SUV repaired professionally and back on the road as soon as possible. These programs also may help to save you money on other routine maintenance needs as well, such as oil changes, tire replacement, and much more.

#1. Midas Credit Card

Available to all residents of North America, the Midas Credit Card offers you the opportunity to pay for high cost maintenance services over time when that service is made at a Midas shop. You’ll receive payment plans that are flexible and easy with low or no annual fee options available based on your current credit scores.

For US account holders, purchases of $199 or more at a Midas shop for new account holders may also qualify for 6 months of 0% interest with minimum monthly payments made.

View Midas Credit Card.

#2. Car Care One: Synchrony Financial

This credit card offers you the ability to pay for a major repair over the course of 6 months without interest being tacked onto the cost upon a new account approval. The purchase must be $199 or more and minimum monthly payments do apply to qualify for the no interest option. You’ll also be able to purchase fuel on this card at Exxon and Mobil stations.

View Car Care One Credit Card.

#3. Firestone Credit Card

This complete automotive care credit card also offers deferred payments on repairs, maintenance, and tire purchases. It’s offered through the Credit First National Association and is honored at over 1,600 stores.

Deferred interest is available on purchases of $299 or more, but must be paid in full within 6 months and minimum monthly payments made on time. You’ll receive no annual fee, paperless billing, and account holder exclusive discounts on future tire purchases or auto care needs.

View Firestone Credit Card.

#4. Goodyear Credit Card

This is the automotive repair and maintenance credit card to have if you want to earn rewards. All card holders receive $5 off any oil change when paying with this credit card at an authorized dealer. You’ll also receive free tire rotations and mail-in rebate offers.

New accounts may qualify for double value rebate offers for the first six months. Unlike other cards in this category, you can also get cash advances from this card through ATMs if need be as well. Purchases above $250 at a qualifying retailer may also benefit from deferred interest for up to 6 months.

View Goodyear Credit Card.

If you’re out on the road and an emergency happens, don’t settle for a high interest method of paying to have your vehicle repaired. Use credit card options like these to make the costs of repairing and maintaining your vehicle much easier to manage.